When applying for Social Security disability benefits, applicants must present sufficient medical justification in order to be eligible. In addition, the application must comply with all of the technical requirements for both the Social Security Disability Insurance and the Supplemental Security Income benefits systems. If the application is denied for technical reasons as opposed to medical reasons, it is known as a “ technical denial.”
Four Technicalities That Can Lead to a Denial of Social Security Disability Benefits
What are some common reasons for a technical denial of Social Security disability benefits? The following is an overview:
- Earning too much money. When applying for either Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, you may be denied if you are currently employed and earn more money than is allowed under the “substantial gainful activity” limit. For non-blind individuals, the monthly limit in 2015 is $1,090. For those who are blind, the monthly limit is $1,820.
- Not having enough time in the workforce. In order to qualify for SSDI benefits, applicants must have worked for a sufficiently long period of time in order to have contributed enough money to the Social Security system. These contributions are made through payroll deductions directly to the system. If you have not worked for a long period of time, you may not have paid enough into the system. The number of years that you are required to have worked will depend on your age when applying for benefits.
- Not having a job recently. If you have not worked in recent years, your application for SSDI benefits will be denied. This is because your disability must have been determined prior to the date on which you were last insured. After you stop paying into the Social Security system due to not having a job, your coverage lapses after a set period of time. This date may be the date on which you were last insured. For most applicants, to be eligible for SSDI benefits you need to have worked for five out of the last ten years.
- Owning too many assets. When it comes to SSI benefits, applicants are limited in the amount of assets that they can own and still be eligible for benefits. This requirement is separate and additional to the income requirements that applicants are not permitted to exceed. If the applicant has too many assets in his or her name, he or she will be denied benefits.
It is important to note that if your application is faulty for technical reasons, the Social Security Administration often will not even review your medical evidence to determine eligibility. As a result, it is important to get your application right.
Schedule a free consultation or contact us toll-free at 800-237-3334 today for assistance if you have been denied benefits you deserve and you need to appeal.